| 151 | Programs To Help You Fund Your American Dream Preview: The American Dream of home ownership is on the rise across the United States. According to the latest figures available, the US homeownership rate reached a record 69.2 percent in the second quarter of 2004, up from 68.3 percent in 2003. And for the first time, the majority of minority Americans own their own homes. Owning a home provides tremend... (more) Published By: James Dimmitt Submitted: 15 May,2005 |
| 152 | Convenience Can Be Costly - Understanding Cash Advances Preview: You’ve just opened your credit card bill and attached to your statement you find a “convenience check” included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this “instant” money. A new summer wardrobe, a nice dinner and tickets to a concert, a weekend g... (more) Published By: James Dimmitt Submitted: 15 May,2005 |
| 153 | Credit Rewards Cards: Are They Right For You? Preview: Rewards cards have become the latest rage in the credit card industry. In the past, consumers shopped for credit cards that offered the lowest interest rate. Next came cards with low interest rates and no annual fees. Today, consumers can shop for cards based on what type of “reward” they can earn for using a specific issuer’s card. How does a re... (more) Published By: James Dimmitt Submitted: 15 May,2005 |
| 154 | 4 Steps To Creating Good Credit Preview: As a consumer you’ve learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score. A bad credit history or bad credit habits will place “black marks” on your c... (more) Published By: James Dimmitt Submitted: 15 May,2005 |
| 155 | Think Twice Before Co-signing For Anything! Preview: A few years ago a friend asked me to co-sign on an apartment lease for him. This friend didn’t have perfect credit and couldn’t get the apartment without a co-signer on the lease. He assured me that he was cleaning up his credit; in fact, the manager of the apartment told him he could resubmit his application and probably wouldn’t need a co-signer... (more) Published By: James Dimmitt Submitted: 15 May,2005 |
| 156 | Credit Repair Scams Preview: “Erase Bad Debt !” “Remove Negative Items From Your Credit Report” You’ve probably seen these headlines and others just like it promising to clean up or “fix” bad credit. For someone who suffers from a bad or poor credit rating, these headlines are certainly an appealing offer. Imagine finally being able to buy that new car, get debt collectors ... (more) Published By: James Dimmitt Submitted: 15 May,2005 |
| 157 | Debit Card Vs. Credit Card, What Are The Differences? Preview: Ah, the “good old days”. If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your “cash allowance” for the week. Otherwise, if you needed cash you had to write a check, then go to the bank, and “cash” the check f... (more) Published By: James Dimmitt Submitted: 15 May,2005 |
| 158 | Negotiate Your Way To Lower Credit Card APR's! Preview: I have three major credit card accounts that I've had for many years. The other night I was reconciling my monthly statements and noticed a large discrepancy in the APR's (annual percentage rate) I was paying on these three accounts. My first card, card "A", has an APR of 8.9%; card "B" has an APR of 9.9%; and card "C" has an APR of 17.9% -Ouch !... (more) Published By: James Dimmitt Submitted: 15 May,2005 |
| 159 | New Credit Scoring Model Could Help Millions Preview: Mark and Beth, a young married couple in their twenties, established a goal to buy a home within the first three years of their marriage before starting a family. They budgeted and used their money wisely in order to save for the down payment. Whenever they purchased something they always paid cash - no credit cards for them. Why waste money by pa... (more) Published By: James Dimmitt Submitted: 15 May,2005 |
| 160 | Credit Help For Renters And Others Preview: Sue is a homeowner and pays her mortgage and other bills on time like a good credit consumer. Sue’s on-time mortgage payments are reflected in her credit score profiled by the three major credit bureaus; Equifax, Experian and Trans Union. Joe on the other hand is a renter, who wants to buy his first home in the near future. He pays his rent on ti... (more) Published By: James Dimmitt Submitted: 15 May,2005 |
| 161 | Greek Mythology Preview: A Bird’s Eye View of the Greek Life Greek mythology involves tales of the Greek gods and goddesses, heroes and heroines. The word mythology is of Greek origin. The Mythology originated from the ancient Greek poets, priests and aristocrats. The myths of Greece are derived from ancient Greek religion. Ancient Greek mythology can be traced back t... (more) Published By: Randy Wilson Submitted: 15 May,2005 |
| 162 | Greek Mythology Hercules - The Mortal who became God Preview: Hercules is the offspring of Zeus, the king of gods and a woman of earth. It is said that Hera, Zeus' green-eyed wife tried to do way with him when he was only an infant. Hera sent a couple of serpents to slay him. Nevertheless, the serpents landed in the little but powerful hands of Hercules only to meet their fate. When Hercules was born to Al... (more) Published By: Randy Wilson Submitted: 16 May,2005 |
| 163 | How To Hire A Moving Company Preview: Moving can be a stressful time especially if you are moving to another state. One of the most challenging aspects of moving can be choosing a moving company. Since most of us don’t move very often we have little experience in this area. The information below may help give you an edge on this aspect of your move. When choosing a moving company, tr... (more) Published By: Lee Dobbins Submitted: 17 May,2005 |
| 164 | 8 Steps That Can Help You Protect Your Personal Identity And Financial Information From Fraud Preview: Financial fraud and identity fraud are one of the fasted growing forms of fraud. The first line of defense to protecting yourself begins with you. Here are some steps you can take to help you protect and fight against financial and identity fraud. 1. Review and Protect Your Information - The first line of defense in financial fraud is to periodic... (more) Published By: Jay Fran Submitted: 23 May,2005 |
| 165 | Condo-Hotels – A New Second-Home Alternative To Time Shares Preview: Condo-hotels have evolved as a better, more reliable second home alternative to time-shares. They are usually attractive, high-rise hotels on the ocean or in other prime locations, and range in price from the mid $200,000s to over 1 million, depending on the size, location, and amenities. Many of the biggest names in the hotel industry have condo... (more) Published By: Leon Altman Submitted: 24 May,2005 |
| 166 | Why You Should Use Fruits For Constipation Preview: Fruits are made by nature and are a perfect food. They contain the right balance of nutrients with distilled water. You gain enormous benefits from eating fruits especially if you eat the outer skin and eat them without cooking. They are easy to digest and absorb and do not stress your colon. Fruits contain fiber, which help to cleanse your colon... (more) Published By: Rudy Silva Submitted: 25 May,2005 |
| 167 | Finding Fun Date Ideas Preview: Need an idea for what to do on a date? Here's how to go about finding ideas for new and unusual dates that are enjoyable and memorable. The three most usual choices for what to do on a date are dinner, a movie, and a public event such as a sports game or concert. Those activities often give the couple several hours of time to enjoy each other's... (more) Published By: Alan Detwiler Submitted: 21 October,2004 |
| 168 | Wisdom is Sought not Taught Preview: “The Principle Thing”……………………………………………………………………….…….Terry Dashner Wisdom can not be taught; it must be sought. This is something that parents know well. Well, they should know. A child might learn things quickly. He might show brilliance at a very early age. He might have impeccable recall. He might master motor skills ahead of the curve. He m... (more) Published By: Terry Dashner Submitted: 21 February,2005 |
| 169 | Beauty of Nature Talent of Man, a New Ancient Art Form Preview: Beauty of Nature Talent of Man, a New Ancient Art Form Since Mankind first stood erect and developed a consciousness of the world in which he lived; Nature has been a place of many dangers. Violence and death, the need to survive, and the biological urge to reproduce, and to nurture ourselves and our offspring has always been a prime motivationa... (more) Published By: Peter Lewitin Submitted: 31 March,2005 |
| 170 | Finding Your Dream Home In France Preview: Buying a home in France can be a complex process. From finding your dream home to relocating to France there are many hurdles to overcome before you can relax and enjoy the lifestyle and beautiful environment that France is renowned for. In Part 1 of this series, Oliver Phillips of PFS France (http://www.propertyforsalefrance.co.uk/) walks you thr... (more) Published By: Oliver Phillips Submitted: 01 April,2005 |