| 1911 | 6 Things to Consider Before Refinancing Preview: Perhaps you’re a homeowner in need of some quick cash. Maybe you want to consolidate your debts so you have better control of your money. Perhaps a lender is urging you to refinance because interest rates are low, and he has a too-good-to-be-true deal that will shorten your current loan’s term. Here are 6 essential questions to ask yourself bef... (more) Published By: Rob Sallay Submitted: 02 March,2005 |
| 1912 | A Fresh Start for Family Finances in 2005 Preview: While 40% to 50% of us make New Year’s resolutions on January 1—a ritual that has existed since ancient times—approximately 60% to 80% of us have already broken them by the end of February, according to researchers. It’s still not too late, however, to reset the trajectory on your family’s finances, experts note. 1. Build a Budget If you haven’... (more) Published By: Rob Sallay Submitted: 02 March,2005 |
| 1913 | The Top 5 Secrets to Managing Your Credit Cards—So They Won’t Manage You Preview: You’ve probably never heard of Frank X. McNamara, but he revolutionized the way you shop on a daily basis. One evening in 1949, McNamara—head of the Hamilton Credit Corporation in New York City—was dining out with two business associates. Their topic of discussion: one of McNamara’s clients, who was defaulting on a loan because he had shared his ... (more) Published By: Rob Sallay Submitted: 02 March,2005 |
| 1914 | The 5 Secrets You Must Uncover to Pay Off Your Mortgage in the Shortest Possible Time Preview: You’ve been making monthly mortgage payments for so long that the checks almost write themselves. But have you become financially complacent, failing to consider ways to decrease your payments or overall debt? Here are 5 secrets to paying off your mortgage in the shortest possible time. 1. Get a Mortgage “Tune-Up” You take your car to your mec... (more) Published By: Rob Sallay Submitted: 02 March,2005 |
| 1915 | If I file for Bankruptcy will my student loans get discharged? Preview: So are student loans able to be discharged? In short, probably not. Student loan debts are nondischargeable in Chapter 7 Bankruptcy cases unless paying the debt would cause the debtor "undue hardship." This basic rule also applies to Chapter 13 Bankruptcy cases. Discharge of student loans received popularity in the 1970's. Many individuals would... (more) Published By: BkHome Submitted: 02 March,2005 |
| 1916 | Payday loans – examine your alternatives Preview: Payday loans seem so tempting; get your money now and pay them back at salary day. The interest is high, but whatever – you can afford $10 or $20. In addition, the loan process is so simple: if you deliver your application, you got your money! A goldmine if you are short of money …or not? Let us go deeper into the disadvantages of payday loans: 1... (more) Published By: Fredric Johnson Submitted: 02 March,2005 |
| 1917 | The 7 Secrets to Getting—and Staying—Out of Debt Preview: As vice president of the American Credit Foundation, a nonprofit organization that helps individuals and families manage their debt, Mike Peterson knows firsthand how financial problems can wreak havoc in one’s life. Each day, counselors at the Midvale, Utah-based foundation help desperate clients dig themselves out from under piles of unpaid bill... (more) Published By: Rob Sallay Submitted: 02 March,2005 |
| 1918 | It Must Be Joe Cocker's Market Preview: Agonizing displays of poor theatrics failed to entertain my mind one recent Saturday evening. I scrolled across several television channels hoping for an engaging program. Finally, one particular concert intrigued my senses. There on the stage performed one of rock and roll's most expressive singers. With every bit of his legendary convulsive sty... (more) Published By: Kemberly Wardlaw Submitted: 03 March,2005 |
| 1919 | Prevent Identity Theft by Checking Your Credit Report Preview: You may not know it but you are entitled to a free copy of your credit report once a year from Equifax, Experian and Trans Union! These three major credit reporting companies, maintain a profile of how you pay your bills, what type of mortgage loan you qualify for and whether you've been sued or filed for bankruptcy. However, this free credit re... (more) Published By: Steven Presar Submitted: 03 March,2005 |
| 1920 | Abundance And The Weather Preview: There are times in our lives when our hopes and dreams come to a pinnacle and we get a glimpse of life that looks and feels exceedingly good. For a surfer, this moment is the ride on a perfect wave. For some, that moment is when a relationship is developing into something rewarding and beautiful. For others, a new job, a raise in pay, an achievem... (more) Published By: Shara Gardner Submitted: 03 March,2005 |
| 1921 | Federal PLUS Loans Preview: Federal PLUS Loans As a student entering college, it is very unlikely that you have a few spare checks lying around that you can cash and magically use to pay for college. Most college-aged students, ranging from late teens through mid-twenties, have no line of credit and cannot receive much money in loans if they need to do so in order to attend ... (more) Published By: Vanessa McHooley Submitted: 03 March,2005 |
| 1922 | Getting Your Venture Lease Approved Preview: Each year venture capitalists fund more than 2,500 start-up companies in the U.S. Many of these companies try to conserve their equity capital by approaching venture-leasing firms to secure equipment financing. By obtaining lease financing, these savvy firms are able to use their equity capital for high-impact activities like recruiting key perso... (more) Published By: George A. Parker Submitted: 03 March,2005 |
| 1923 | Buy: Hold: Sell: Jump Preview: I’m sitting here at my computer desk with a cup of coffee at my elbow. The coffee rest in a mug, the mug garnished with the words Buy, Hold, Sell, Jump, vertically along its sides. Emblazoned across the top of the cup are the words, Wall Street, which encircles the upper portions of the mug. The handle of the mug is quite ornate, rounded at the b... (more) Published By: Charles M O'Melia Submitted: 04 March,2005 |
| 1924 | Business Loan Preview: A business loan is designed for a wide range of UK small, medium and startup business needs including the purchase, refinance, expansion of a business, development loans or any type of commercial investment. Finance is the lifeblood of a business. Without it you cannot grow. Business loans are generally available from £50,000 to £1,500,000 at h... (more) Published By: John Mussi Submitted: 05 March,2005 |
| 1925 | Debt Consolidation Loan Preview: Debt consolidation loans can give you a fresh start, allowing you to consolidate all of your loans into one - giving you one easy to manage payment, and in most cases, at a lower rate of interest. If your objective is to reduce interest rates and lower your monthly payments, avoid bankruptcy, consolidate your bills and have one monthly payment, ... (more) Published By: John Mussi Submitted: 05 March,2005 |
| 1926 | Secured Loan Preview: A Secured loan is simply a loan that is secured against property. Secured loans are suitable for when you are trying to raise a large amount; are having difficulty getting an unsecured loan; or, have a poor credit history. Lenders can be more flexible when it comes to secured loans, making a secured loan possible when you may have been turned do... (more) Published By: John Mussi Submitted: 05 March,2005 |
| 1927 | Home Owner Loan Preview: A Home Owner Loan is a loan secured on your home. You can unlock the value tied up in your property with a great value secured Home Owner loan. The loan can be used for any purpose, and is available to anyone who owns their home. Home owner loans can be used for any purpose such as, home improvements, new car, luxury holiday, pay of store card or ... (more) Published By: John Mussi Submitted: 05 March,2005 |
| 1928 | Benefits Of A Personal Loan Preview: A personal loan can offer many benefits. The benefits will vary depending on the type of personal loan selected. If you selected a secured personal loan it can offer the following benefits: - A secured personal loan is far easier to obtain than unsecured personal loans. The added security that this type of loan gives the lender means that even... (more) Published By: John Mussi Submitted: 05 March,2005 |
| 1929 | What Is A Personal Loan? Preview: Personal loans can be divided into two categories: secured personal loans and unsecured personal loans. Homeowners can apply for a Secured personal loan (using their property as security), whereas tenants only have the option of an unsecured personal loan. Below is a more detailed outline of both types of loans: Secured Personal Loan: A Secured... (more) Published By: John Mussi Submitted: 05 March,2005 |
| 1930 | Why Choose A Personal Loan? Preview: One of the main reasons for choosing a Personal loan is the flexibility. There are a variety of Personal loans available which can be divided into two categories: secured personal loans and unsecured personal loans. Homeowners can apply for a Secured personal loan (using their property as security), whereas tenants only have the option of an uns... (more) Published By: John Mussi Submitted: 05 March,2005 |