| 1751 | Beat Credit Card Companies at Their Own Game! Preview: Have you ever wondered how much money a credit card company makes? Have you ever wondered how much of that comes from late fees? Everyone has and if you haven’t you should because most likely you own a credit card, which means that these late fees has or could directly affect you. As you have probably taken notice, credit card late fees are on th... (more) Published By: Daryl Flagg Submitted: 18 January,2005 |
| 1752 | How to Avoid Credit Card Late Fees Preview: Everyone hates late fees and being late will cost you dearly these days. For some credit cards today, if you are late, you will have to shell out as much as $40 each time. This can put a nice sized hole in your pocket really quick. Below, I will provide you with some tips and strategies on how to steer clear of those monstrous late fees. This wil... (more) Published By: Daryl Flagg Submitted: 18 January,2005 |
| 1753 | Could a Roth IRA be Better Than a 401(k)? Preview: Very few people whom I know are familiar with the benefits of the Roth IRA. It was named for the late Senator William Roth of Rhode Island, who proposed it. It is similar to a traditional IRA except contributions are never tax-deductible. Contributions to traditional IRAs are sometimes deductible or partially deductible, depending on your income a... (more) Published By: Terry Mitchell Submitted: 18 January,2005 |
| 1754 | Getting The Perfect Credit You Deserve Preview: In An attempt to describe perfect credit it is almost impossible to put into words because perfect credit is a myth. The best the majority of consumers can achieve is good credit, and this is due to the fact that we are human, and as humans we have a tendency to err. Yet, good credit is still a goal that is still unattainable by a large number of ... (more) Published By: T.B. Collins Submitted: 18 January,2005 |
| 1755 | The True cost of Credit Preview: The current house price boom has perhaps passed its peak as I write this, but that doesn't stop the mortgage companies from offering yet more new and tempting products that look like good deals for a consumer. But be warned - The standard mortgage, running over 25 years is set like that for a reason! When you see companies offering '40 year mortga... (more) Published By: Aimee Phillips Submitted: 19 January,2005 |
| 1756 | Types of Listings with Agents Preview: There are several different types of listing contracts. Few of them are detailed below: Open Listing This type of listing is when you, the seller, don’t want to commit to any one particular agent and when you are also open to selling the home by yourself. This type of listing with an agent gives him the right to bring buyers around to view your ... (more) Published By: Sameer S Panjwani Submitted: 19 January,2005 |
| 1757 | Should your Sell your Home yourself? Preview: Should you sell your home yourself? Yes and no. Yes, you should leave the option of selling on your own open and no, you shouldn’t rule out using the services of an agent to help you sell. There are a considerable number of advantages of using an agent to sell your home but their services do come at a price – up to 6% commission on the sale price!... (more) Published By: Sameer S Panjwani Submitted: 19 January,2005 |
| 1758 | Venture Leasing: Startup Financing On the Rise Preview: According to Pricewaterhouse Coopers, investment by institutional venture capitalists in startups grew from less than $3.0 billion at the beginning of the 1990’s to over $106 billion in 2000. Although venture capital volume has retreated significantly since the economic “bubble” years of the late 1990’s, the present volume of around $ 19 billion p... (more) Published By: George A. Parker Submitted: 19 January,2005 |
| 1759 | Taming the Closet Monster Preview: Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn’t make life any easier. My son wasn’t much of a challenge. Thank goodness, he’s not “fashion conscious”. The girls on the other hand were greatly disappointed in the new methods of clothing acquisition. Freebies, thrift stores, yar... (more) Published By: Cheryl Johnson Submitted: 19 January,2005 |
| 1760 | Your Debt Checklist Preview: A Debt Checklist is the only sensible way to organize and control your finances. Most people aren't actually aware quite how much debt they possess - in fact, a recent survey found that almost 75% of UK adults were up to £5000 out when asked to estimate their non-mortgage debt. They weren't much better when asked to produce a cashflow statement sh... (more) Published By: Dave Williams Submitted: 19 January,2005 |
| 1761 | Before Selling Your Home Preview: Here are some important steps you should take before you put your house on the market: 1. Home Loan Approval for your next Home You don’t want to be signing a contract to sell your house before knowing if you are qualified to buy another. Your financial circumstances may have changed since your last purchase and you may not qualify for the loan ... (more) Published By: Sameer S Panjwani Submitted: 19 January,2005 |
| 1762 | Getting The Most Bang For Your Buck Out Of Your Banking Services Preview: I realize most people have already made their resolutions for the New Year, but try adding one more. Decide that you are going to get the biggest bang for your buck out of your banking services this year. My husband and I have been using the same bank for several years. We have a joint checking account for household expenses and we each have a s... (more) Published By: Teresa Kaufman Submitted: 19 January,2005 |
| 1763 | Did You Let Your Piggy Bank Get Away? Preview: I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected “pets”, your piggy bank will disappear if you don’t feed it. A personal budget is important to create financial independence and setting goals for feeding that “piggy bank” should be an important part of your budget! The most... (more) Published By: Cheryl Johnson Submitted: 19 January,2005 |
| 1764 | When Showing Your Home Preview: Here below are some of the reasons why buyers may be put off when visiting your home. 1. Welcoming Entrance - First Impression Matters As has often been said, the first impression is the most lasting. It is as important, if not more, for your house to look good from the outside as it is to look from the inside. A prospective buyer wouldn’t be to... (more) Published By: Sameer S Panjwani Submitted: 19 January,2005 |
| 1765 | Forex Signal, Forex Signals Advise Preview: There are lot's of Forex signals providers out there. New Forex traders might be thinking of looking for a reliable Forex signals provider. Is there any reliable Forex signals providers available? Personally, I will say do not pay for Forex signals. Think about it - if a Forex signals provider sells Forex signals for living, you can doubt their F... (more) Published By: Labuan FX Submitted: 21 January,2005 |
| 1766 | How a Credit Card Can Be Your Friend Preview: How a Credit Card Can Be Your Friend Copyright 2005, Jim Hood We have all heard countless stories of people over their heads with credit card debt-maxing out every card they own, then only being able to afford the minimum monthly payment. High interest payments shackle people to their debt for years, not to mention the significant income drain... (more) Published By: Jim Hood Submitted: 22 January,2005 |
| 1767 | Why Are So Many Americans Financially Dumb? Preview: Yeah, we are a nation of financial dummies. 1. Look at all the worthless get-rich schemes on the Net and TV. These ads exist BECAUSE people are buying. 2. Watch the confused look on the cashier’s face when you hand over extra coins AFTER the register displays your change. 3. Witness the people standing in line overnight for the privilege of ... (more) Published By: Valerie Mills Submitted: 22 January,2005 |
| 1768 | It's elementary My Dear Watson Preview: Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don’t be afraid…...Somehow you’ve ended up lost in the “plastic zone”. ' The "plastic zone" is a sca... (more) Published By: Cheryl Johnson Submitted: 24 January,2005 |
| 1769 | LARRY, MOE AND CURLEY INVESTMENT BROKERS Preview: LARRY, MOE AND CURLEY by Al Thomas Larry, Moe and Curley were sitting in their favorite restaurant just off Wall Street having their usual 3 martini lunch and were discussing the day’s events and their client portfolios. Larry:”I had 12 calls this morning from customers wanting to know why the market was going down”. Moe: What did you te... (more) Published By: Al Thomas Submitted: 24 January,2005 |
| 1770 | More Bang for Your Buck With Mortgages Preview: More Bang for Your Buck with Mortgages by Elaine VonCannon Choosing a knowledgeable mortgage lender can make a difference in the quality of home you are able to purchase with your finances. I prefer to recommend a mortgage broker to my clients, because they usually offer 50 or more programs. Regular mortgage companies are usually locked into one ... (more) Published By: Elaine VonCannon Submitted: 24 January,2005 |