| 1611 | How to Establish Business Credit Despite Your Personal Credit Preview: Business credit is more of a science than an art. The first rule for this science is that it is not the same as personal credit. Many would-be and aspiring business owners are not aware that establishing credit for a business is just as important as establishing personal credit. They also do not realize that a business can have a credit score sep... (more) Published By: Karen L. Hardy, MSBA Submitted: 10 December,2004 |
| 1612 | Pay off debt now: 5 steps to getting your finances in order Preview: In our world of dizzying change, nothing is more true than the time honored statement that circumstances always change. No where is this more true than with financial issues. Have you ever borrowed money, or charged up the VISA card at Christmas, all the while telling yourself that you would pay everything off with a coming tax refund or bonus? ... (more) Published By: Drew Harris Submitted: 10 December,2004 |
| 1613 | Learn The Five Key Debt Reduction Steps You Must Take Immediately! Preview: Step 1. The purpose of this first step is to bring you back to reality. You must know exactly how much money you owe and to whom you owe it. * Collect all of you unpaid bills and any other evidence of your outstanding debts. * List each outstanding bill on the same sheet of paper. In separate columns, include the invoice or account number, am... (more) Published By: Vincent. Dail Submitted: 11 December,2004 |
| 1614 | Understanding UK Bridging Finance Preview: Bridging finance, also referred to as "bridge loans" and "bridging loans", have nothing at all to do with re-constructing the London Bridge. Bridging finance is typically a short-term loan that a business uses to supply cash for a real estate transaction until permanent financing can be arranged. The word "bridge" conveys the fact that the loan i... (more) Published By: Commercial Lifeline Submitted: 12 December,2004 |
| 1615 | Understanding a UK Commercial Mortgage Preview: In many ways a commercial mortgage is just like a residential mortgage in that you pledge real property as collateral against a loan to either buy or refinance that property. You can also receive a commercial re-mortgage and use it as a line of credit for any business purpose. When you use a commercial mortgage to buy property, or to raise funds ... (more) Published By: Commercial Lifeline Submitted: 12 December,2004 |
| 1616 | The Effective Executive Summary Preview: The Effective Executive Summary By William Cate [http://home.earthlink.net/~beowulfinvestments/] Sending an unsolicited business plan to almost anyone is a waste of time and postage. Your risk capital search goal should be to get prospective investors to read your Executive Summary. This means that your Executive Summary must be readable, focused... (more) Published By: William Cate Submitted: 12 December,2004 |
| 1617 | PORTFOLIO INSURANCE Preview: THE ALCHEMIST by ALTHOMAS PORTFOLIO INSURANCE For the past few weeks the market has had a very nice advance breaking out of an eight month sideways pattern. Then the brick wall. Several days of slamming down taking back some of the nice profits that have been accumulating. Now what? We know which way is up, but we don’t know how high is up? D... (more) Published By: Al Thomas Submitted: 13 December,2004 |
| 1618 | HOW LONG WILL MY MONEY LAST ? Preview: First Published in the Balanced Report Fall 1991 This is the central question of retirement planning. When people come to see us, that is what they are asking us to answer for them. The question is usually phrased as. "Can I afford to retire? When can I afford to retire? How much income will I have at retirement? Will inflation cause me to have to... (more) Published By: Peter F. Baigent CFP, CLU, CHFC, RFP. Submitted: 14 December,2004 |
| 1619 | Credit and The Internet Preview: The internet stands as the largest open marketplace in the world today, almost every possible product or service is being sold on the internet. With such an availability of potential monetary transactions, the preferred method of payment is the credit card. This method allows instant transfer of funds from the consumer to the merchant in a secure ... (more) Published By: T.B. Collins Submitted: 14 December,2004 |
| 1620 | Avoiding Double Taxation Preview: Many people who buy mutual funds and other stocks often end up paying tax twice when they finally sell the security. This is because they do not keep track of their "average cost base" per share. This problem is very prevalent on investments when the dividends have been reinvested in the same security. Most mutual fund investors reinvest their div... (more) Published By: Peter F. Baigent CFP, CLU, CHFC, RFP. Submitted: 14 December,2004 |
| 1621 | OH !!!!! -- That Little Eye Of The Needle Preview: An article about Christian principles and financial success. First Published Fall 1992 This article is reprinted from my previous client newsletter and is republished by request and because it ties in with this issue of our newsletter. For years I was troubled by a passage in the bible that hampered my career. The passage is in the New Testamen... (more) Published By: Peter F. Baigent CFP, CLU, CHFC, RFP. Submitted: 14 December,2004 |
| 1622 | Ben Franklin Didn't Quite Get it Right Preview: When Ben Franklin said "a penny saved is a penny earned", he didn't quite get it right. Actually, a penny saved is worth more than a penny earned. Do you find this statement shocking? I am about to prove to you that what I'm saying is true. Most people erroneously believe the best way to strengthen their financial health is to increase their i... (more) Published By: Terry Mitchell Submitted: 14 December,2004 |
| 1623 | FINANCIAL PLANNERS! HOW DO YOU TELL THE DIFFERENCE? Preview: First Published Fall 1993 Eight years ago I was discussing a Financial Planning recommendation with a Judge. He made the comment that he was reluctant to accept recommendations from a 'Financial Planner' because he knew of a lawyer in Vancouver who had been disbarred for misuse of his client's trust funds and was now doing business as a 'financi... (more) Published By: Peter F. Baigent CFP, CLU, CHFC, RFP. Submitted: 14 December,2004 |
| 1624 | How to Get 100% Financing - Zero Down Mortgage Loans (Even With Bad Credit) Preview: I decided to write this article today after closing a home purchase loan for a couple that had some major credit issues. They got into the house with ZERO down payment, and only had to bring $600 for the closing costs. Their situation was pretty bad, I’m talking about a bankruptcy 2 years ago, thousands of dollars in outstanding collections,... (more) Published By: Nick Graziano Submitted: 14 December,2004 |
| 1625 | Trading the T4 Preview: There is an old expression you may have heard - to 'gild the lilly'. Basically, this means that if something is working fine, don't attempt to 'fix it', or 'improve it'. Chances are you will end up doing more harm than good. Nowhere is this more true than in the cut and thrust arena of stock trading. And nowhere in the world of the financial marke... (more) Published By: Trader Jack Submitted: 14 December,2004 |
| 1626 | Sitcom Investing Preview: A fickle stock market encourages good-humored mockery. Recently, as I watched the premiere of a sitcom, an obvious omission breached television etiquette. Silence followed every exaggerated comedic set-up. There was no laugh track. Where were the premeditated giggles from the show's "audience?" At last, the viewer determines the funny moment. ... (more) Published By: Kemberly Wardlaw Submitted: 17 December,2004 |
| 1627 | CAN I AFFORD TO RETIRE? Preview: First Published Fall 1990 Almost every day I get asked, "Can I afford to retire?" Although we have very sophisticated computer programmes to answer these questions, we must first ask the client "How much do you need coming in every month, in today's dollars when you retire"? This gets everyone squirming at the thought of having to do some budget... (more) Published By: Peter F. Baigent CFP, CLU, CHFC, RFP Submitted: 17 December,2004 |
| 1628 | Insider’s Guide to Snaring the Best Lease Deal Preview: Every year, thousands of business owners and financial managers are faced with the task of obtaining attractive financing for equipment their firms want to acquire. Snaring the best leasing arrangement requires only a bit of planning and a smidgeon of finesse. You can save time, land a better lease deal and make the leasing experience less of a co... (more) Published By: George A. Parker Submitted: 17 December,2004 |
| 1629 | Ten Ways to Save a Bundle on Your Next Lease Preview: According to the Equipment Leasing Association (“ELA”), U.S. businesses lease every thing from laptop computers to commercial airplanes, racking up more than $ 200 billion in equipment leased each year. Although four out of five U.S. companies use leasing to acquire equipment, many don’t know the ins and outs of leasing well enough to negotiate a ... (more) Published By: George A. Parker Submitted: 17 December,2004 |
| 1630 | Venture Leasing - A Smarter Way To Build Enterprise Value Preview: In 2003, venture capitalists and investors dispense over $18 billion to promising young US companies, according to VentureOne and Ernst & Young Quarterly Venture Capital Report. Less documented and reported is venture leasing’s activity and volume. This form of equipment financing contributed greatly to the growth of US start-ups. Yearly, specialt... (more) Published By: George A. Parker Submitted: 17 December,2004 |