| 1491 | Can You Acquire Good Credit Overnight? You Bet. Preview: Your credit file may not reflect all your credit accounts. Although most national department store and all-purpose bank credit card accounts will be included in your file, not all creditors supply information to credit bureaus : Some travel, entertainment, gasoline card companies, local retailers, and credit unions are among those creditors that d... (more) Published By: Omar M. Omar Submitted: 26 October,2004 |
| 1492 | The Big Lie: What Wall Street Does Not Want You to Know Preview: Learn more at: www.tradetofreedom.com Trouble in Paradise Kenneth Lay, Andrew Fastow, and Jeffrey Skilling of Enron are the preeminent poster boys for corporate greed, but by no means are the trio unique. In the back alley game of “Fleece the Shareholder”, skilled competitors are abundant. Dennis Kozlowski, Tyco's ex-chairman and chief exec... (more) Published By: Jeff Schweitzer, Ph.D. Submitted: 26 October,2004 |
| 1493 | Buying Property in Scotland Preview: Buying a house in Scotland is slightly different from buying a house in other parts of the UK. It's not particularly complicated, and buying north of the border can often be quicker, but for those relocating from England and Wales there are a number of points you need to bear in mind. Agreement in principle Before you begin house-hunting i... (more) Published By: David Miles Submitted: 26 October,2004 |
| 1494 | The Credit Card Disease Preview: The little disease that comes with those credit cards. Oh yes, we all get it in the mail, all those offers to get a credit card. So tempting 0% financing for a year, no payment for 3 months, $10,000 credit line, and the most dangerous, YOU ARE APPROVED! We have all had a credit card in our possession at one time or another. Whether it is a depa... (more) Published By: Jim Noel Submitted: 26 October,2004 |
| 1495 | Endowment Mortgages & Endowment Shortfalls Preview: Endowments and endowment mortgages have received a lot of bad press in recent years, amid concerns over falling policy values and accusations of endowment misselling. This article attempts to answer some of the questions and concerns you may have about the way endowments work, what's happening to them, and what you can do to ensure your mor... (more) Published By: David Miles Submitted: 26 October,2004 |
| 1496 | Make Sure Your Holiday Charity Contribution Counts Preview: As the holiday season approaches, many thoughts turn to helping those less fortunate. In fact, surveys have indicated that over 50 percent of all donations to charity are made between Thanksgiving and Christmas. It's important, however, that you don't make charitable contributions indiscriminately. By following a few precautions, you can ensure yo... (more) Published By: Sherri Allen Submitted: 26 October,2004 |
| 1497 | More Than Money Preview: More Than Money Time changes things. So, to understand a thing, it is often helpful to go back to see what the thing was originally supposed to be. Understanding economics is no exception. The word economy can be traced back to the Greek word oikonomos, which means one who manages a household. From oikonomos was derived oikonomia, which had not... (more) Published By: Phillip A. Ross Submitted: 26 October,2004 |
| 1498 | et Your Credit Score To Soar In The Twinkling of An Eye. Preview: Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you'd be a good risk for credit cards and auto loans. More recently, credit scoring has been used to help creditors evaluate your ability to repay home mortgage loans. Here's how credit scoring works in helpin... (more) Published By: Omar M. Omar Submitted: 26 October,2004 |
| 1499 | Don't Let an Illness or Unemployment Cost You Your Home Preview: As a nation of homeowners, we are particularly vulnerable to the effects that accident, sickness, or unemployment could have on our ability to meet our monthly mortgage repayments. In view of this, it is quite alarming to note that of the 11 million mortgage borrowers in the UK, only 20% currently have any form of independent insurance to p... (more) Published By: David Miles Submitted: 26 October,2004 |
| 1500 | Beware of Bogus Credit Repair Companies! Preview: So-called "credit repair" companies claim they can remove negative information from credit reports. Advertising as "Credit Advisors," "Credit Rating Correction Services" or "Credit Consultants," they trumpet variations on this message: "Turned down because of bad credit? We can help!" Many of these companies charge hundreds if not thousands of dol... (more) Published By: Omar M. Omar Submitted: 26 October,2004 |
| 1501 | South Beach Diet Effects on Sales Preview: Food industry needs to adapt to the South Beach Diet principles in order to remain profitable. Watching the big amount of “low-carb”, diet-friendly versions of foods that appear on the market, one would say that the South Beach Diet has not affected only people who want to get slim and healthy. Companies involved in the food industry have also b... (more) Published By: Laura Ciocan Submitted: 26 October,2004 |
| 1502 | How to Dispute Credit Report Errors Preview: Your credit report--a type of consumer report--contains information about where you work and live and how you pay your bills. It also may show whether you've been sued or arrested or have filed for bankruptcy. Companies called consumer reporting agencies (CRAs) or credit bureaus compile and sell your credit report to businesses. Because businesses... (more) Published By: Omar M. Omar Submitted: 26 October,2004 |
| 1503 | Bad Credit folks helped by New FICO Preview: (NextGen FICO Scores) New FICO Score eases bad credit repair as FICO Corp. 'relaxes' scoring model. Bad credit folks who sign up for Credit Counseling or Debt Consolidation plan hear this a lot: "your Beacon score is too low...", "you must improve your FICO score...". Little do they know that their FICO score may've improved already without them... (more) Published By: T.Pikus Submitted: 26 October,2004 |
| 1504 | Stop Debt Collectors Preview: Can you stop debt collectors ? . . .You better know you can You can stop debt collectors under the law provided by the Fair Debt Collection Practices Act. If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor." If you fall behind in repaying your creditors, or an error is made on your ... (more) Published By: Omar M. Omar Submitted: 26 October,2004 |
| 1505 | How to Get a Mortgage if you're Self-Employed Preview: A self-employed person is someone who runs their own business and works for themselves without an employer. Directors of small limited companies, although technically employed on a PAYE basis, will generally be classed as self employed when it comes to applying for a mortgage or remortgage. If you are self-employed, work on a contract basis... (more) Published By: David Miles Submitted: 29 October,2004 |
| 1506 | How much house can you afford? Preview: Your mortgage calculator says: probably a lot less than your mortgage banker says you can. Sometimes you can qualify for a loan but you should not accept it. Why? The monthly payments are more than you can afford. There are lots of laws in place at the state and federal level to protect customers against predatory lending, but there are still ma... (more) Published By: Syd Johnson Submitted: 29 October,2004 |
| 1507 | A Simple Debt Consolidation Loan Can Save You Money Immediately And Even Stop Foreclosure. Preview: Many people contact us when they are 30, 60 and 90 days in their mortgage payments. If they are this late with their house payment they are generally behind with the car and have several credits cards that are maxed out. A simple debt consolidation loan would take of all these troubles. By using the equity in your home all the debts would be pa... (more) Published By: Keith Hunt Submitted: 29 October,2004 |
| 1508 | Mortgage Consumer Bill of Rights Preview: This bill of rights was laid out by Franklin Raines, President of Fannie Mae on January 15, 2000. The Mortgage Consumer Bill of Rights is a pledge of $2 trillion over 10 years to help consumers gain access to home ownership. It also includes an “Open Book” approach to underwriting where customers can see all of the factors that go into evaluating... (more) Published By: Syd Johnson Submitted: 29 October,2004 |
| 1509 | Your Credit Rating and How to Check It Preview: There is a lot of confusion surrounding UK credit ratings, credit scores, credit blacklists, credit reports, and credit files. This guide to your credit rating aims to give you the facts you need. What's in a Credit File There are two major credit reference agencies in the UK, Equifax and Experian, who maintain credit files on virtually eve... (more) Published By: David Miles Submitted: 29 October,2004 |
| 1510 | What the Heck is a Futures Contract? Preview: To learn more, visit: www.tradetofreedom.com What the Heck is a Futures Contract? Lots of people talk about futures, but what are they really? Why do you care? Because trading futures, if you use the right system, can be your path to great wealth. To understand what we mean by a futures contract, let’s meet trader Bob (a buyer), who wants to p... (more) Published By: Jeff Schweitzer, Ph.D. Submitted: 29 October,2004 |