| 1471 | Credit Help for Buying Houses: 14 Common Credit Mistakes Preview: Get the credit you need to buy real estate. Qualifying for a real estate purchase requires different credit than automobile financing or retail credit. If you plan to finance real estate, either as a home buyer or as an investor, these credit tips will help you with your credit score and save you money on loan costs. 1. Using expensive or unde... (more) Published By: Jeanette Joy Fisher Submitted: 17 October,2004 |
| 1472 | Buying and Selling Distressed Houses for Maximum Profit Preview: If you want to become a real estate investor, find a "fixer-upper" owned by an anxious seller. Finding distressed houses at bargain prices, fixing them up, and then selling them on a consistent basis can make you a millionaire. Why Sellers Sell At a Discount Homeowners' problems often prevent them from staying on top of their home's upkeep, and ... (more) Published By: Jeanette Joy Fisher Submitted: 17 October,2004 |
| 1473 | How Good a Deal Is Your Bank's Mortgage Insurance Plan? Preview: When you go to the bank to get a mortgage, you'll inevitably be asked to take out mortgage insurance. The idea behind mortgage insurance is simply that if something happens to you or your spouse then your loan will be paid off which is good news for your family and the bank. Most financial institutions act like they are doing you a favor by offeri... (more) Published By: Ivon T. Hughes Submitted: 18 October,2004 |
| 1474 | SO YOU'RE THINKING ABOUT FINANCING A BOAT... Preview: Once you've made your decision to buy a boat the first thing that usually crosses your mind is, "How am I going to pay for it." The majority of purchases involve some level of boat financing, whether it's a credit line through the home, an unsecured loan, or a conventional boat loan. Choosing the right financing source can be as important as choos... (more) Published By: Tom Schumacher Submitted: 20 October,2004 |
| 1475 | How to Compare Loans Amongst Different Lenders Preview: Comparing loans of different lenders is often the most difficult part of mortgage shopping.Firstly, it is important to keep in mind that mortgage packages consist of more than interest rates. They consist of a quoted rate, points and closing costs. Points are an up-front fee paid to the lender at closing. Each point equals one percent of the loan ... (more) Published By: Martin Lukac Submitted: 20 October,2004 |
| 1476 | Morningstar Mutual Funds Fiduciary Grades: What Investors Need to Know Preview: Morningstar now provides Fiduciary Grades on mutual funds. How does Morningstar determine these grades? How can mutual fund investors use these grades to better manage their portfolios? Mutual fund investors use Morningstar Rating™ as a sign post of mutual fund performance. These ratings have proved to be a valuable tool for objectively compari... (more) Published By: Sam Subramanian Submitted: 20 October,2004 |
| 1477 | The Investing Power Behind Randomizers Preview: Reader, Let's give out the definition of a 'RANDOMIZER': "A 'profits randomizer' is an electronic investing mechanism, that divides wealth with absolute justice." George Papazoglou - Greece / 2004. Let me ask you a question... Can you name me ONE investing SYSTEM that distributes 'wealth' so fast, justifiably and utterly? What would ha... (more) Published By: George Papazoglou Submitted: 20 October,2004 |
| 1478 | Refinancing…Is It Right For You? Preview: With interest rates hovering at all-time lows, it has created a stampede of people who have resorted to refinancing their homes. This has become a very attractive alternative to many who are financially overextended. People are using their homes as cash cows, withdrawing the equity they have built up over the years to pay off their credit card de... (more) Published By: Neil Goldberg Submitted: 20 October,2004 |
| 1479 | Mortgage Lending "A through D" Preview: What was once a small segment of residential lending is now becoming one of the fastest growing areas in mortgage banking. Nearly every major institution is entering the non-traditional lending market. These lenders are providing loans to borrowers that do not meet the traditional credit criteria of secondary market investors such as the Federal N... (more) Published By: Martin Lukac Submitted: 20 October,2004 |
| 1480 | Student Credit Cards 101: A Student's Guide to Credit Preview: If you’re a college student, you probably already have a credit card. If not, you may have plans to get one or more soon. So why should you read on? - Because financial debt is one of the main reasons that many students end up dropping out of college. - Because your college years can be some of your most memorable—and some of your most co... (more) Published By: Rebecca Lindsey Submitted: 20 October,2004 |
| 1481 | Boat Refinancing Tips and Advice Preview: How great is it to save money on something that you already own? In today’s market that is a real possibility. Interest rates have remained at low levels for the last couple of years and the refinance industry has been booming. Many people have taken advantage of these rates to lower monthly housing payments, pay off credit card debt faster, and i... (more) Published By: Tom Schumacher Submitted: 20 October,2004 |
| 1482 | Credit Cards Debt Consolidation Preview: Consolidating credit card debt is never easy. Too often people run up their debts without even realizing it until it is too late. If you are one of these people, don't feel bad or trapped, or that there is something wrong with you. Credit cards are the hardest bills to consolidate because the interest rates are so high. But not any more. We are h... (more) Published By: Risto Submitted: 20 October,2004 |
| 1483 | Credit Card and Insurance Preview: Credit card and insurance are two very important financial services in modern sociaty. In a world that is built on the basis of credit, credit cards is a part of daily life for most ordinary people. Insurance, on the other hand, is something to protect you from uncertainty which may happen unexpectedly to anybody. The idea of insuring the future i... (more) Published By: Alex Wu Submitted: 21 October,2004 |
| 1484 | Negotiating Rates with Your Credit Card Company Preview: Ok, let’s face it, everybody hates high credit card rates, and they drain hard earned money out of your wallet. As a valued consumer, it is apparent that you learn how to negotiate to get the absolute best rate that you possibly can. The good news however is that it doesn’t have to be a difficult or time-consuming process. In fact, it can be very ... (more) Published By: Claire Bowes Submitted: 21 October,2004 |
| 1485 | Balance Transfers Can Help You Stop Putting Money Down The Drain! Preview: As you probably know, interest rates are at all time low right now and if you aren’t getting the best deal from your credit card company then they owe it to you to either lower your rate, or you owe it to yourself to find a better deal. You see, credit card companies need your business in order to succeed and if you refuse to pay a penny more than... (more) Published By: Claire Bowes Submitted: 21 October,2004 |
| 1486 | How Web Masters Can Start a Home Based Business Using Credit Cards Preview: If you’re a webmaster who has been itching to start a home based business and you are experiencing some cash flow problems and are considering leaving your dreams by the wayside, don’t. Credit cards may be your answer. Now before you start feeling guilty about using your credit cards for some much needed cash flow and before you antagonize over t... (more) Published By: Claire Bowes Submitted: 21 October,2004 |
| 1487 | WEALTH CREATION AND MORTGAGE PLANNING Preview: by Jeff Blovits , Franklin Bank SSB p. 898-5656 copyright, Franklin Bank 2004 for more click here What if I were to tell you that almost everything you have been told about what to do with your home has been absolutely wrong and that one of the worst ways to build wealth is through your home? And what if I further went on to show you that anyon... (more) Published By: Jeff Blovits, Franklin Bank Submitted: 21 October,2004 |
| 1488 | How Creditors Measure Your Credit Rating Preview: Good credit is everyone's dream. A wise use of credit can go a long way. It certainly makes certain goals in life (like acquiring business loan from bank) easily attainable. But the key question remains: "What does it take to achieve 'Triple A' credit?" First and foremost, it is important it is critical to point out where most people go wrong wh... (more) Published By: Omar M. Omar Submitted: 22 October,2004 |
| 1489 | Pay Down Your Debt Now. Don't Wait For The Perfect Situation. Preview: The number one reason people don’t get out of debt is they don’t try. This may apply to you. You want to, but never seem to do it. You put it off for whatever reason. Sometimes, you want to wait for your life to be just right before you make the attempt. You tell yourself, when I get the new job, when I receive the next promotion, or whe... (more) Published By: David Wilding Submitted: 24 October,2004 |
| 1490 | Mortgage Company Stops Foreclosure And Saves Family Home Preview: “A bank is a place that will lend you money, if you can prove that you don’t need it,” Bob Hope once quipped. But if you going through a bad financial spell, you need an institution that will stand by you. Our office received a call early one morning from a man desperate to save his home and needed foreclosure help. He was already 90 days late ... (more) Published By: Keith Hunt Submitted: 25 October,2004 |