| 1171 | Paying Your Bills On Time Preview: You've heard it before. "You always have to pay your bills on time or it will hurt your credit rating". The fact is that not paying your bills on time can also cost you a bunch of money. The last time I checked being late on a credit card payment can cost you as much as $29 each time. In some cases this is more than the payment. Most banks and l... (more) Published By: Terry J. Rigg Sr. Submitted: 11 May,2003 |
| 1172 | The Demise of Buy & Hold Preview: Based on consistent results I think Buy & Hold should be renamed Buy, Hold & Bye-Bye. It sounded great for a while, especially for the huge majority of investors who don't have the time or interest in really doing due diligence on investments. Investing, for some, might be just a hobby, but it can sure be an expensive one. Yet, if you're like m... (more) Published By: Ulli G. Niemann Submitted: 14 May,2003 |
| 1173 | Your worst enemy to successful investing - the media Preview: How do you make your investment decisions and where do you get your information? If you're like most of the people I know, you look to the experts. That's fine, however it's important to be aware that for every expert, there's an opinion and for every opinion there's an expert. I have a friend who says that opinions are like noses: everyone has... (more) Published By: Ulli G. Niemann Submitted: 19 May,2003 |
| 1174 | How to pay less and get more: Discount broker vs professional Preview: How do you invest? What do you really pay? At the end of the day, what are your real results? These are questions smart investors should be asking themselves (but usually don't). In this era of more fees, misc. charges, holding periods and back end redemptions, even at discount brokers, how are you really making out? Working with a new client br... (more) Published By: Ulli G. Niemann Submitted: 20 May,2003 |
| 1175 | How to find an Investment Advisor Preview: Do you think you need an Investment Advisor? Hold on before you answer because this is sort of a trick question. Also, I am definitely biased because I am an Investment Advisor. Nonetheless, I think I can assist you in looking at this issue in a way that will serve you. Working with a fair number of investors over the last nearly 20 years, I hav... (more) Published By: Ulli G. Niemann Submitted: 21 May,2003 |
| 1176 | The Inside Scoop on Mutual Fund Rip Offs Preview: The bear market that showed up at the end of 2000 has every brokerage house-as well as the entire mutual fund industry-scrambling to find creative ways to boost both their image and bottom line. Unfortunately, this is often at the investors' expense. Fund managers are ever on the lookout for ways to spin the stats to hide lousy track records and... (more) Published By: Ulli G. Niemann Submitted: 22 May,2003 |
| 1177 | 401k Hardship Withdrawals - An Overview Preview: Like loans, hardship withdrawals are allowed by law, but your employer is not required to provide for them in your plan. Again, most companies do, but some don’t. The cost of administering such a program can be prohibitive for many small companies. Check with your Human Resources department if you’re not sure if your plan allows hardship withdrawa... (more) Published By: Rick Meigs, Publisher, 401khelpcenter.com Submitted: 29 May,2003 |
| 1178 | 401k Plan Loans - An Overview Preview: Allowing loans within a 401k plan is allowed by law, but an employer is not required to do so. Many small business just can't afford the high cost of adding this feature to their plan. Even so, loans are a feature of most 401k plans. If offered, an employer must adhere to some very strict and detailed guidelines on making and administering them. ... (more) Published By: Rick Meigs, Publisher, 401khelpcenter.com Submitted: 29 May,2003 |
| 1179 | Personal Finance Worries? Preview: Are you nervous about your personal finances? The irrational exuberance of the 90s that led to double-digit gains for almost any investment portfolio is over. Now, you might consider yourself fortunate if your investments are losing less than the S&P 500. Add investment worry to the regular personal finance worries of meeting your monthly budget,... (more) Published By: John Q. Miller Submitted: 03 June,2003 |
| 1180 | How to Sell Your House By Lease Options Preview: How to Sell Your House By Lease Option Many people buy a house then have to move within a few years, due to divorce, relocation or financial difficulties. Without any equity though, it can be nearly impossible to find buyers and you still have realtor fees to contend with. There is a simple, easy way to have your payments taken care of for you a... (more) Published By: Caterina Christakos Submitted: 09 June,2003 |
| 1181 | Cutting Costs While Raising Babies Preview: Raising children is expensive, so saving money wherever we can is important (moms need the money for those rare trips to the spa so they can relax, right?). Here are a few simple ways to cut your costs when you have a baby: 1. Make Baby Food Instead of buying the expensive jars of baby food - make it instead! Blenders are a great investment, a... (more) Published By: Kara Kelso Submitted: 16 June,2003 |
| 1182 | 7 Cost Cutting Tips Preview: Today's market is rough, so all of us are looking for ways to cut costs. Here are just a few that you can try for yourself: 1. Shared plans with cell phones. If you have a cell phone that offers shared plans (two or more phones sharing the same minutes for a small extra fee) and have a family member that you can trust, ask them if they would l... (more) Published By: Kara Kelso Submitted: 16 June,2003 |
| 1183 | Is It Costing You More To Work? Preview: Is It Costing You More To Work? by Kara Kelso http://www.momsezine.com With today's day care costs on the rise, and gas getting just as high, are you really making money with your job? Make a list of all your costs. Include things like oil changes for the car, gas, day care, costs for eating out for lunch, and anything else you can possibly th... (more) Published By: Kara Kelso Submitted: 17 June,2003 |
| 1184 | Rat Race Blues E-book Review Preview: RAT RACE BLUES: How To Break The Stranglehold Darlene Arechederra DAR N-Centives 25 Della, Fenton, MO 63026, 636-343-5495 October 2002, ISBN: None, Format: E-book 92 pages, $16.95 http://www.RatRaceRemedies.com Rat Race Blues is a beautifully designed and easy to navigate e-book with valuable strategies for living the life you want and deserve. T... (more) Published By: Bonnie Jo Davis Submitted: 21 June,2003 |
| 1185 | How to Generate Extra Cash in an Instant Preview: How to Generate Extra Cash in an Instant With so many out of work, laid off or staying in dead end jobs to make the ends meet, we need creative ways of generating extra income. Here are a few simple, innovative ideas to get the cash you need quickly. 1) Your personal gold mine, can be staring you right in the face. Many of us save momentos for y... (more) Published By: Caterina Christakos Submitted: 25 June,2003 |
| 1186 | Lottery Winners Lose All Preview: Lottery Winners Lose it All You have heard it time and again. Lottery Winners lose it all and trust fund babies waste their parent's hard earned cash. In fact, up to 80% of the lottery winners in this country file bankruptcy within five years. Most of us say," That would never happen to me. You would have to be really dumb to lose all that money.... (more) Published By: Caterina Christakos Submitted: 29 June,2003 |
| 1187 | MOVING ON: POWERFUL TIPS FOR SELLING YOUR HOME Preview: Maybe you're moving to a larger home to accommodate a growing family, relocating for a new career opportunity, or purchasing a townhouse for retirement. Whatever the reason for the move, you'll need to take the necessary steps to sell your home for the best possible price, within a reasonable amount of time. Where do you begin? If you're like mo... (more) Published By: W. Troy Swezey Submitted: 30 June,2003 |
| 1188 | How To Save 1/3 off Your Grocery Bill Preview: Word Count: 600 words Copyright Date: 2002 Autoresponder email: food-save1@sendfree.com Special Requirements. Online use requires inclusion of resource box and no changes in text. Want to spend less on food? Today my family is spending on average, one-third less on our grocery bill than we did last year. We are also able to go to the grocery sto... (more) Published By: L C Peterson Submitted: 01 July,2003 |
| 1189 | Investing in Dividend Paying Stocks Preview: You have permission to this article either electronically or in print as long as the author bylines are included, with a live link and the article is not changed in any way. Please provide a courtesy emailto: charles@thestockopolyplan.com telling where the article was published. (Word Count 706) Investing in Dividend Paying Stocks I was recentl... (more) Published By: Charles M O'Melia Submitted: 30 March,2005 |
| 1190 | "How Much do I Invest" Preview: "How Much do I Invest" ============================================================ We need to tighten up our act. Too much left to chance is the recipe for a dangerous result. Tightening up means we make rules as to "HOW we will play this game" and we stick to them. If your account is $10 000 then you will have a very good idea as to how muc... (more) Published By: Joseph Sgro Submitted: 30 March,2005 |