| 511 | What is a Car Loan? Preview: A car loan is a type of credit offered by a bank or other financial lender for the specific purpose of buying a vehicle. Car loans allow you to finance buying a new or used car . There are a range of car loans available from banks, building societies or financial institutions; you can also take out a car loan with a specific car loan lender . ... (more) Published By: John Mussi Submitted: 05 June,2005 |
| 512 | Guide to Business Loans Preview: Here is a useful guide to business loans. Business loans are loans specifically tailored for enterprising business people who are just starting their own companies or existing companies needing additional funding for expansion or restructuring. Business loans serve a variety of needs for both new and established businesses. These business loans ... (more) Published By: John Mussi Submitted: 05 June,2005 |
| 513 | What is a Secured personal Loan? Preview: A secured personal loan is the generic term for a loan. Essentially, a secured personal loan is one that is secured against your property. It is a low interest loan designed exclusively for homeowners. What this means is that, by taking out a secured loan, you are using your house to guarantee the loan repayments. A Secured Personal Loan enables... (more) Published By: John Mussi Submitted: 05 June,2005 |
| 514 | Credit Cards - Friend or Foe? Preview: At one time or another most all of us apply for and get more credit cards than we need. We feel like we have to be able to purchase almost any type of item at anytime, whether we can really afford it or not. Having several credit cards allows one to buy products and services at will. Is that a good thing or bad? Learn more at http://www.apply-cred... (more) Published By: Greg Smith Submitted: 05 June,2005 |
| 515 | Should you refinance? Preview: There are several reasons that might make someone consider refinancing their existing mortgage. One would be to get a lower interest rate than what they currently have, thereby reducing monthly payments and lowering the overall cost of the mortgage. Another is to shorten the length of the loan, which can save quite a bit in interest payments. Thir... (more) Published By: Michael VanDeMar Submitted: 05 June,2005 |
| 516 | Preparing Your Business Budget Preview: www.motivatedentrepreneur.com Money & Finance Preparing Your Business Budget By Ryan M. Hoback, Motivated Entrepreneur Incubation & Consulting So you’re ready to chart the future of your business, you have conceptualized your vision and you are now ready to plan the budget for your business. This is a big step, and an integral part of business... (more) Published By: Ryan Hoback Submitted: 05 June,2005 |
| 517 | Rental Property Tax Deductions Preview: Own residential rental properties? This article discusses how income from those properties impacts your taxes. What Constitutes Revenue? Generally, rental income is defined as any revenue you receive from the occupancy or use of residential property. Rent, obviously, is included in that revenue. Many owners are surprised to learn revenue also in... (more) Published By: Richard A. Chapo Submitted: 05 June,2005 |
| 518 | IRS Reports Tax Gap of $300 Billion Preview: The Internal Revenue Service is reporting that the difference between what U.S. taxpayers owe and actually pay on time totals more than $300 billion a year. Studying over 46,000 tax returns for individuals revealed the tax gap. These results indicate a failure of 15 to 16 percent of individual tax payers to fully pay their taxes. IRS enforcement a... (more) Published By: Richard A. Chapo Submitted: 05 June,2005 |
| 519 | Deducting Points On Home Refinances Preview: Any points that you pay in the refinancing of your residence are tax deductible over the length of the loan in question. The deduction is allowable only if the residence is your primary home and the new mortgage replaces a previous one and/or is used to improve the residence. To the extent that money is taken out to pay off credit cards and non-re... (more) Published By: Richard A. Chapo Submitted: 05 June,2005 |
| 520 | Hackers Given Access to IRS Computers? Preview: The Treasury Department inspector general has reported a distinct weakness in the security surrounding the IRS computer systems. Unlike the problems found with other security systems, this one is human. The Treasury Department inspector general conducted a study to see if IRS employees could be manipulated into providing information that would co... (more) Published By: Richard A, Chapo Submitted: 05 June,2005 |
| 521 | How Likely Are You To Be Audited? Preview: Statistics for Individuals Unfortunately, the IRS increased its rate of auditing individuals in 2003 when compared to 2002. The increase was approximately 14%, but still constituted only 6.5 audits for every 1,000 taxpayers. Put another way, the risk of being audited on your personal return is less than 1 in 100. In regard to the above numbers, ... (more) Published By: Richard A. Chapo Submitted: 05 June,2005 |
| 522 | How to Check the Status of Your Tax Refund Online Preview: So, you were pleasantly surprised to learn that you are getting a refund on your taxes. Congratulations! The question for most taxpayers expecting a return is, "Where is my refund?" Check Your Refund Status Online The easiest way to check on your refund is to ask the IRS through IRS.gov. On the home page of the site, you will see a "Where's My R... (more) Published By: Richard A. Chapo Submitted: 05 June,2005 |
| 523 | Ethical finance: who benefits from our spending? Preview: On one hand consumers are being universally criticised for running up significant amounts of debt on credit cards, yet conversely many companies are capitalising on the growing credit card debt, from charities and political organisations to football clubs, the Association of Surgeons and somewhat ironically ActionAid, an international development ... (more) Published By: Rachel Lane Submitted: 06 June,2005 |
| 524 | Is Consolidating Loans Right For You? Preview: Consolidating loans makes sense but only if you can pay a lower interest rate than what you're paying now. This is especially true if you are consolidating mortgage loans. Be aware of your total overall costs to avoid getting deeper in debt than when you started. Have you ever asked yourself why should I consolidate my bills? The simple answer ... (more) Published By: Gary Gresham Submitted: 06 June,2005 |
| 525 | Student Credit Cards 101 Preview: Almost all students have and use student credit cards. Some of the students use them wisely and build for them an early credit history but others accumulate lots of debts that would have to be paid off once the student life is over. Students that have a credit card should learn how to take charge and manage their own finances as soon as possible, ... (more) Published By: Jeremy Zongker Submitted: 06 June,2005 |
| 526 | Credit Card Benefits and Drawbacks Preview: Credit cards have both benefits and drawbacks. It is wise to consider both before applying for a credit card. While they can be very useful, credit cards can also be risky. Even people who are usually good with their money get into trouble with credit cards. A credit card can be useful, but may also end up putting you in a difficult financial situ... (more) Published By: John Mussi Submitted: 06 June,2005 |
| 527 | 10 Dirty Tricks Credit Card Companies Play Preview: The credit card companies make billions each year in legitimate interest charges and fees, but are under constant pressure from the shareholders to increase their earnings. To make this extra money the credit card companies sometime adopt some dirty tricks to make this money. As the credit card industry becomes more competative, less money is bein... (more) Published By: Jeremy Zongker Submitted: 06 June,2005 |
| 528 | What is Life Insurance? Preview: Life Insurance is an insurance policy that provides an agreed amount of cover over an agreed term, so that should you die during the policy term, a lump sum is paid out. Life insurance is considered as the cornerstone of financial planning. It is a cost effective way to provide for your family after you are gone. Many of us will at some stage in... (more) Published By: John Mussi Submitted: 06 June,2005 |
| 529 | Types of Credit Cards Preview: There are a whole variety of different types of credit cards available which can make choosing the right one a very confusing experience. In order to help you decide, listed below is a useful breakdown of the various types of credit cards available. Standard Credit Cards Standard credit cards work as you might expect - with the cardholder usin... (more) Published By: John Mussi Submitted: 06 June,2005 |
| 530 | What is a Credit Card? Preview: A credit card allows you to buy things even though you might not have the money to pay for it right away. The company that gave you the card lets you spend up to an agreed sum and then makes additional money available to you as you pay off what you've spent. You must pay at least a minimum amount by the due date, generally once every month. You wi... (more) Published By: John Mussi Submitted: 06 June,2005 |