| 251 | PayDay Cash Advance Loans - The Benefits of Using the Payment Protection Plan Preview: Payment protection plans are offered by payday companies to protect you in any number of unexpected situations. The payment protection plan is an inexpensive form of insurance that payday companies offer on all payday loans. The types of things covered by payday payment protection plans include illness, unemployment, layoffs, death, and injuries. ... (more) Published By: Carrie Reeder Submitted: 30 June,2005 |
| 252 | Refinancing Your Home Mortgage - Get Up To 125% Cash From Your Home's Value Preview: With the low interest rates being offered by lenders today, now can be the perfect time to refinance your existing mortgage. Remember that you do not have to refinance your home through the same lender that provided your initial mortgage. Lending institutions are offering competitive terms and rates, with some lenders offering home loans up to 125... (more) Published By: Carrie Reeder Submitted: 30 June,2005 |
| 253 | Credit Reports – Why Your Credit Score is Important Preview: If you have never heard of a FICO score before, you should become familiar with the term. Named for the firm that invented it, Fair Isaac Corp., the FICO score is the three-digit credit summary that, in essence, reduces your entire financial life to a simple set of numerals. The score represents a distillation of information gleaned from the three... (more) Published By: Charles Essmeier Submitted: 30 June,2005 |
| 254 | Low Home Mortgage Interest Rate - Finding the Best Mortgage Rate Preview: Interest rates are at an all time low, making now the perfect time to purchase a new home or refinance your existing mortgage. The interest rate you receive will depend largely on your credit rating, monthly debt, and your income. Mortgage loans are typically 15 to 30 years in length and will either have a fixed or variable interest rate. Before... (more) Published By: Carrie Reeder Submitted: 30 June,2005 |
| 255 | Refinancing Your Home Mortgage Loan With Bad Credit Preview: There are numerous reasons a person has bad credit. Late or partial payments, missing payments, and too many outstanding debts could all be factors that have left you with a poor credit rating. If you want to refinance your current mortgage but are afraid a poor credit rating will disqualify you, be aware that there are mortgage lenders that can h... (more) Published By: Carrie Reeder Submitted: 30 June,2005 |
| 256 | Sub-Prime Mortgage Loans - Things You Should Know About Sub-Prime Mortgages Preview: Sub-prime mortgages are not that much different from average mortgages. They have interest rates, points, and fees. They can be compared online, and they have seasonal trends. The only real difference is that as a borrower with a less than stellar credit record, you will have to pay a slightly higher rate for the lender’s increased risk. What is i... (more) Published By: Carrie Reeder Submitted: 30 June,2005 |
| 257 | Refinancing Online - Get The Best Refinance Home Loan You Can Get Preview: When going to refinance or get a mortgage loan quote, the internet can be a useful tool to shop around for the best interest rate. The reason the internet is a good place to start applying, is because most mortgage applications online do not typically pull your credit with the first application. Most of the time, the application will ask you to de... (more) Published By: Carrie Reeder Submitted: 30 June,2005 |
| 258 | What is a Small Claims Court? Preview: A Small Claims Court is a court set up to deal quickly with claims for small amounts of money. If you are suing someone or they are suing you for a small amount of money this is where you may end up. The Small Claims Courts can be found in your local County Court. If someone owes you money or you have bought faulty goods and you are unable to se... (more) Published By: John Mussi Submitted: 01 July,2005 |
| 259 | Chex Systems-Why Every American Needs To Guard His Checking Account Preview: Most Americans have been brought up to be concerned about a good personal credit rating, because of the role a positive rating can play in your long term plans; purchasing a home, buying a car, getting a business loan, etc. They have also been made to understand that the premier organizations that pretty much hold the key to their financial future... (more) Published By: Alvin Arthur Submitted: 01 July,2005 |
| 260 | Life Insurance Settlements-Capitalizing On Your Policies Preview: Unneeded or underperforming life insurance policy holdings? Ever thought or heard of a financial services valuation tool and strategy called life insurance settlements? Well, if not, the capital markets certainly have heard and taken notice. Life Insurance Settlement companies purchase unwanted or un-needed life insurance policies from individuals... (more) Published By: Jon Thomas Submitted: 01 July,2005 |
| 261 | 5 Steps To Cheap Car Insurance Premiums Preview: Although car insurance is compulsory, it's not necessary to pay more than you have to. A few simple steps combined with some time surfing for competitive car insurance rates really can save you serious money. Step 1 - Excess The easiest way to cut your car insurance premiums is to cut the risk and accept a higher voluntary excess. An insurer's s... (more) Published By: UK Insurance Index Submitted: 01 July,2005 |
| 262 | Questions to Ask a Credit Counseling Service about Debt Relief Preview: Debt relief is a topic on a lot of consumers' minds these days, and with good reason. American credit card debt in 2001 was $692 billion, triple the amount from 1989. In that same time period, the average credit card increase for a middle-class family was 75%. The amounts were even higher for low-income families and senior citizens. At one time, s... (more) Published By: Tim Gorman Submitted: 01 July,2005 |
| 263 | Moneynet Takes Finance Personally Preview: Moneynet, the personal finance specialist, is expanding its range of product guides to include financial lifestyle information to appeal to families, students and other consumer markets. Moneynet, the most established consumer research website in the UK has taken the initiative in response to concerns that consumers are becoming alienated by compl... (more) Published By: Rachel Lane Submitted: 01 July,2005 |
| 264 | BBC announces online financial health check Preview: Controlling your finances in the UK has never been more difficult; national levels of personal debt spiralling out of control, house prices out of reach for most first-time buyers, high street banks warning of increased numbers of people unable to pay off their debts, and the oncoming pensions time bomb looming in the distance. The question exerci... (more) Published By: Richard Green Submitted: 01 July,2005 |
| 265 | Recognizing the Signs that You Might Need Credit Counseling. Preview: Most families in America today have a credit card; some have two or more. The type of credit card you own, gold, platinum, ext, is almost a status symbol in society. The concept is a good one, using your good credit to purchase big-ticket items that you may need time to pay for. If used wisely, credit cards can be a dependable resource, however, s... (more) Published By: Tim Gorman Submitted: 01 July,2005 |
| 266 | Understanding the Process of Credit Counseling Preview: Many of us have seen the advertisements on television. "Get out of debt fast!" "We can solve all your credit problems with only one call!" These sound really great but you know that, realistically, one call is not going to solve your credit problems. If it were so fast and easy to get out of debt the credit card companies and these agencies advert... (more) Published By: Tim Gorman Submitted: 01 July,2005 |
| 267 | "Credit Repair Kit" Sound To Good To Be True? It Is. Preview: A lot of people have bad credit. It is unfortunate that good people with good intentions are sometimes lured into credit card offers with outrageous interest rates or convinced to buy a new, overpriced car that they cannot afford. Sometimes, it is a stroke of bad luck. You may have recently lost your job or been involved in an accident that made y... (more) Published By: Tim Gorman Submitted: 01 July,2005 |
| 268 | How Do You Spell Debt Relief? Preview: Of all the problems possible in a marriage, finances cause the most marital discord. Many singles consider finances to be their most worrisome issue. Many times this is due to a heavy debt burden. Several options exist to help people get debt relief from their unsecured debts. (Unsecured debt is not linked with a physical asset. Therefore, credit ... (more) Published By: Tim Gorman Submitted: 01 July,2005 |
| 269 | Bankruptcy vs. Credit Counseling: What Should I Do? Preview: Credit Counseling and bankruptcy are both ways to relieve the stress of debt. However, they are very different and it is important to understand both before making a decision as to which is best for you. Credit counseling is a program designed to help those who are in a state of debt and cannot find a solution to their debt problems. They offer s... (more) Published By: Tim Gorman Submitted: 01 July,2005 |
| 270 | Seven Investment Terms Everyone Should Know Preview: For those who have never given their financial future a second thought, the term "Financial Planning" could be a scary one. Investments can be a smart way to invest money for your future, but it can be confusing for those who have no experience in the financial business. Before you consult a financial planner it is wise to become familiar with som... (more) Published By: Tim Gorman Submitted: 01 July,2005 |